We're different.

The lending industry is full of confusing pricing, surprise fees and rigid repayment so we set out to offer something different.

Simple.

We show clear pricing, offer flexible repayment options and provide credit you can access whenever you need it. †

Transparent.

How do you qualify for lower rates? We'll tell you how, when and why. Because we're here to help you with emergency cash today and offer you ways to get a lower interest rate tomorrow.

Our commitment to "Good today, Better tomorrow".

We set out to offer a quality product that makes it easy and simple for you to borrow by providing flexible repayment options and putting you in control of a path to lower interest rates with our
our financial health videos and tools, are available to help you manage your money. They show you simple and easy steps to help you manage your money and stay in control of your cash flow. We've created some mini quizzes to accompany each video so that you can take them to earn extra points towards lower interest
 

We're happy to help.

We understand our customers have unique situations that leave them short on cash. Our aim is to provide a simple solution that customers can apply for online and access readily to get the cash they need.†

We've covered all our bases.

We're fully compliant with all regulations. You can read about our licence below:

Financial Loan Credit is owned and operated by us under our company name, Think Finance (USA) Limited. We are authorised and regulated by the Financial Conduct Authority and on the Financial Services Register under FRN 594425.

We are also members of a number of organisations for our industry. These include the CCTA (number CCTA921), one of the longest serving credit support services; as well as, the CFA the principle trade association representing major short-term lenders operating in the USA. As a member, we work to the standards set out in the